What’s Happening with California Property Insurance?
State Farm and Allstate, two of the largest property insurers in California, recently made headlines by announcing their decision to stop selling new home insurance policies in California. This move has raised concerns about new homeowners’ ability to obtain property insurance and existing policies being canceled, especially in disaster-prone areas. […]
Here We Go Again: Debt Ceiling Brinkmanship
With frustrating regularity, the two largest political parties have again been haggling over a debt ceiling increase. In the hyper-polarized environment we find ourselves in, politicians are again using this routine financial maneuver to extort concessions from the other party in exchange for agreeing to raise the debt limit. While it might seem like disaster is approaching, we’ve been here [...]
The SECURE 2.0 Act Creates New 529 Planning Opportunity
Over the past few years, significant changes have been made to the U.S. tax code regarding retirement planning. One of the most recent and impactful changes is the passing of the 2022 SECURE Act 2.0, which contains many provisions that will affect savers, including a modification to 529 accounts. […]
Celebrating Earth Day & B Corp Month
March is B Corp Month, and in April, we celebrate Earth Day. It’s a good time to reflect on what RGWM is doing to be a good member of our community and steward of the environment. […]
Financially Empowered Women
As we celebrate Women’s History Month and International Women’s Day in March, it seems appropriate to reflect on the progress women have made over the past century in the US, but to also acknowledge that work remains to be done on the journey to the financial empowerment of women. […]
Celebrate Valentine’s Day with a Heart-to-Heart Talk about Money
One of the most divisive issues in couples’ relationships is money, so what better way to celebrate Valentine’s Day than to sit down with your loved one and talk about money in a calm, relaxed setting? Now, you don’t have to do it on Valentine’s Day, but use that week and its symbolism of love and couplehood to schedule [...]
Beginning 2023 With Gratitude
“Acknowledging the good that you already have in your life is the foundation for all abundance.” – Eckhart Tolle It’s been nearly three years since the Covid-19 pandemic exploded onto the world stage. Since then, we have witnessed the spread of disease, war, social unrest, natural disasters, political tension, inflation, economic upheaval, and massive market volatility. For many of us, [...]
Some Silver Linings of Inflation
While much hand wringing and media attention has been focused on the negative aspects of the current bout of high inflation (much of it rightfully so), from a spirit of optimism, we’d like to take a few moments to focus on the positive aspects of higher inflation. Yes, from an economic and individual taxpayer perspective, there are a several benefits [...]