The State of California Insurance Market
California’s Property Insurance Crisis: What Homeowners Need to Know California’s property insurance industry remains in a state of chaos. The LA wildfires in January put further pressure on an already fragile system, complicating the Department of Insurance’s efforts to find a viable solution. […]
Understanding the One Big Beautiful Bill: Taxes, SALT, and the Future
Breaking Down the One Big Beautiful Bill: Taxes, SALT, and the Future On July 4, 2025, President Trump signed the One Big Beautiful Bill Act (OBBBA) into law, enacting one of the most significant tax and spending overhauls in recent years. Building on the 2017 Tax Cuts and Jobs Act (TCJA), the legislation permanently extends [...]
An Evolving Bill: Proposed Legislation for the One Big Beautiful Tax Bill
Republicans are advancing a sweeping tax and spending package called the One Big Beautiful Bill Act (OBBBA), aimed at extending key parts of the 2017 Tax Cuts and Jobs Act (TCJA) before they expire at the end of 2025. The bill proposes permanent lower tax rates for individuals and businesses, expanded standard deductions and child [...]
Summer Budgeting Tips: Managing Your Finances During Warmer Months
Summer often brings a surge of tempting activities: vacations, outdoor dining, festivals, and family gatherings. These activities can quickly add up and strain your finances if not carefully managed. We believe you can enjoy the season’s joys while staying on track with your financial goals by approaching summer budgeting mindfully. […]
Planting Seeds: How to Build Money Skills in Young Kids
Financial literacy often feels like an adult concern, but habits and attitudes form early. Research shows children’s money habits start as young as age three and are largely set by age seven. As parents, we have a critical window to shape these patterns during the preschool and elementary years. The good news is that teaching [...]
Long-Term Thinking in a Short-Term World
When the Noise Gets Loud It seems like every day brings a fresh wave of chaotic news out of Washington, warnings of financial collapse, and rising geopolitical tension. The world can feel like it is coming apart. With so much uncertainty in the air, it is only natural to wonder whether adjustments should be made [...]
Celebrating Women’s Financial Empowerment: Key Insights for Women’s History Month
As we celebrate Women’s History Month, it’s important to recognize the financial challenges and triumphs that women face on their journey toward empowerment and independence. The increasing financial responsibility that women are taking on is a noteworthy aspect of this progress. […]
Cryptocurrency: A Speculative Asset, Not a Portfolio Staple
Warren Buffett famously said about speculative assets, “People start being interested in something because it is going up, not because they understand it or anything else. But the guy next door, who they know is dumber than they are, is getting rich, and they aren’t.” […]