Bear Markets Are a Regular Part of Investing
Bear Markets Are a Regular Part of Investing With the U.S. stock market hitting more than 20 record highs this year, some investors have become nervous that we are due for a correction. Others worry we may be in an AI-induced bubble, given how high U.S. stock valuations appear. […]
Medicare Could Get Messy This Year
Medicare Could Get Messy This Year Medicare open enrollment could be more complicated than usual this year. Significant premium increases are expected in Part D drug plans, and many Advantage plans may be canceled. That means people on both original Medicare and Advantage plans should review their options carefully. […]
Big Changes to Student Loans — Is Your Family Ready?
Big Changes to Student Loans After several years of paused payments, temporary relief, and forgiveness announcements, the federal student loan system is finally settling into a new structure. The recently passed One Big Beautiful Bill Act (OBBBA) brings sweeping and permanent changes to how families borrow and repay college loans. While some updates may benefit [...]
How to Document Grocery Expenses for Reimbursement from a 529 Plan
How to Handle Documenting Grocery Expenses for Reimbursement from a 529 Plan When your child goes off to college and you begin withdrawing from the 529 plan you’ve carefully built over the years, it can be confusing to know how best to document the qualified education expenses you reimburse yourself for. […]
The State of California Insurance Market
California’s Property Insurance Crisis: What Homeowners Need to Know California’s property insurance industry remains in a state of chaos. The LA wildfires in January put further pressure on an already fragile system, complicating the Department of Insurance’s efforts to find a viable solution. […]
Understanding the One Big Beautiful Bill: Taxes, SALT, and the Future
Breaking Down the One Big Beautiful Bill: Taxes, SALT, and the Future On July 4, 2025, President Trump signed the One Big Beautiful Bill Act (OBBBA) into law, enacting one of the most significant tax and spending overhauls in recent years. Building on the 2017 Tax Cuts and Jobs Act (TCJA), the legislation permanently extends [...]
An Evolving Bill: Proposed Legislation for the One Big Beautiful Tax Bill
Republicans are advancing a sweeping tax and spending package called the One Big Beautiful Bill Act (OBBBA), aimed at extending key parts of the 2017 Tax Cuts and Jobs Act (TCJA) before they expire at the end of 2025. The bill proposes permanent lower tax rates for individuals and businesses, expanded standard deductions and child [...]
Summer Budgeting Tips: Managing Your Finances During Warmer Months
Summer often brings a surge of tempting activities: vacations, outdoor dining, festivals, and family gatherings. These activities can quickly add up and strain your finances if not carefully managed. We believe you can enjoy the season’s joys while staying on track with your financial goals by approaching summer budgeting mindfully. […]