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Blog2024-08-05T13:04:50-07:00

Proactive Tax Planning: Essential Strategies for the Fourth Quarter

November 5th, 2024|

As the year draws to a close, it’s time to focus on tax strategies that can minimize your liabilities and optimize your financial position. Acting promptly is crucial, as tax and financial professionals tend to be especially busy during the 4th quarter. Many tax professionals were occupied until after October 15th, working on tax returns [...]

Essential Cybersecurity Measures for Financial Protection

October 5th, 2024|

Cybersecurity Awareness Month, observed every October, highlights the importance of online safety. With frequent data breaches, nearly everyone’s data has likely been compromised. The “presumption of breach” principle advises us to assume our data is exposed and focus on proactive measures to secure our financial future. While you can’t prevent data theft, you can control [...]

A Crash Course in End-of-Life Planning

September 5th, 2024|

When my dad fell ill and passed away earlier this year, I received a crash course in end-of-life decisions and estate settlement. While my parents thankfully had a complete set of estate documents and the family generally agreed on what was best for my dad, I realized this was just the tip of the iceberg [...]

Navigating Out-of-Pocket College Expenses: Essential Tips for Students and Parents

August 5th, 2024|

As the fall semester of college draws near, excitement for this new chapter is building for first-time college students everywhere. It is also an important time to address some financial aspects to ensure a smooth transition. Whether you are a parent or a student, out-of-pocket college expenses (in excess of the published “Cost of Attendance” [...]

Don’t Vote Your Portfolio

June 28th, 2024|

The US once again finds itself in an election year. Already, the air is thick with speculation and debate. Amidst the fervor, investors often find themselves wondering: should they adjust their portfolios based on election outcomes? The short answer is no. Historical data and market behavior suggest that while elections and politics capture public attention, [...]

Chaos Continues in California Property Insurance Market

May 5th, 2024|

Recently news broke that State Farm, the largest property insurer in California, plans to non-renew 72,000 home and apartment policies by this summer. Some ZIP codes have up to 70% of policies being non-renewed, with notifications going out over the next few months. Click here to see if your ZIP code is impacted. Your State [...]

Teaching Kids Good Money Habits in an Affluent Community

April 5th, 2024|

April is Financial Literacy Month, a time to focus on understanding money matters such as saving, investing, budgeting, income, interest rates, and spending habits. Despite being the wealthiest nation globally, the United States ranks 14th in financial literacy. Only 57% of American adults possess financial literacy, costing them an average of $1,819 annually due to [...]