Most of us know why we need an estate plan. We make arrangements for our homes, investments and personal belongings, and we leave instructions for the people who will handle them. But consider another question: What happens to everything you leave behind online? […]
How to Handle Documenting Grocery Expenses for Reimbursement from a 529 Plan When your child goes off to college and you begin withdrawing from the 529 plan you’ve carefully built over the years, it can be confusing to know how best to document the qualified education expenses you reimburse yourself for. […]
California’s Property Insurance Crisis: What Homeowners Need to Know California’s property insurance industry remains in a state of chaos. The LA wildfires in January put further pressure on an already fragile system, complicating the Department of Insurance’s efforts to find a viable solution. […]
Breaking Down the One Big Beautiful Bill: Taxes, SALT, and the Future On July 4, 2025, President Trump signed the One Big Beautiful Bill Act (OBBBA) into law, enacting one of the most significant tax and spending overhauls in recent years. Building on the 2017 Tax Cuts and Jobs Act (TCJA), the legislation permanently extends [...]
Republicans are advancing a sweeping tax and spending package called the One Big Beautiful Bill Act (OBBBA), aimed at extending key parts of the 2017 Tax Cuts and Jobs Act (TCJA) before they expire at the end of 2025. The bill proposes permanent lower tax rates for individuals and businesses, expanded standard deductions and child [...]
Summer often brings a surge of tempting activities: vacations, outdoor dining, festivals, and family gatherings. These activities can quickly add up and strain your finances if not carefully managed. We believe you can enjoy the season’s joys while staying on track with your financial goals by approaching summer budgeting mindfully. […]
Financial literacy often feels like an adult concern, but habits and attitudes form early. Research shows children’s money habits start as young as age three and are largely set by age seven. As parents, we have a critical window to shape these patterns during the preschool and elementary years. The good news is that teaching [...]
“Acknowledging the good that you already have in your life is the foundation for all abundance.” – Eckhart Tolle It’s been nearly three years since the Covid-19 pandemic exploded onto the world stage. Since then, we have witnessed the spread of disease, war, social unrest, natural disasters, political tension, inflation, economic upheaval, and massive market volatility. For many of us, [...]
After an abnormally calm 2021, which saw stock markets reach all-time highs, the major stock indices are sharply lower in 2022. Volatility has returned to the market as concerns over interest-rate tightening, inflation, supply shocks, economic growth, and geopolitical events have dampened last year’s market exuberance. […]
April is Financial Literacy Month. As financial planners, we are passionate about helping clients, their children, and others in our community increase their financial literacy skills. Given that May 1st is also Decision Day for college acceptances, we thought it’d be timely to share our thoughts on how families might discuss the cost of college with their children. [...]
