emergency savings

Top 3 Personal Finance Tips for Graduating Seniors

I was asked to share my top 3 personal finance tips with a class of local high school seniors. There are so many smart money habits new adults need. Where to start? I tried to focus on the ones that would set these newly minted adults off on the right path. Here’s what I came up with: […]

Why Save for a Rainy Day?

Whether or not the ground hog saw his shadow on February 2nd, it makes good financial sense to plan for a rainy day. Life has a way of throwing curve balls into the best laid plans, be it job loss or unexpected expenses.  […]