Making Sense of Health Savings Accounts

November 5, 2022

Many of us have heard that Health Savings Accounts (HSA) are excellent vehicles to pay for healthcare costs. In fact, according to research compiled by Devenir, as of June 30, 2022, there were about 28 million HSA accounts. Additionally, total funds in HSAs grew to $98 billion at year-end 2021 from $45 billion in 2017. Clearly, the word’s gotten out about the benefits of HSAs. However, questions remain about the nuts and bolts of using these accounts and how individuals and families can maximize their benefits. This article reviews the most prominent features of HSAs while exploring some of their lesser-known benefits.

Read more

Taming The Bear: Making Sense of the 2022 Downturn

June 6, 2022

After an abnormally calm 2021, which saw stock markets reach all-time highs, the major stock indices are sharply lower in 2022. Volatility has returned to the market as concerns over interest-rate tightening, inflation, supply shocks, economic growth, and geopolitical events have dampened last year’s market exuberance. Read more

Nailing the College Money Conversation

April 5, 2022

April is Financial Literacy Month. As financial planners, we are passionate about helping clients, their children, and others in our community increase their financial literacy skills. Given that May 1st is also Decision Day for college acceptances, we thought it’d be timely to share our thoughts on how families might discuss the cost of college with their children. Read more

Remaining Calm in Times of Uncertainty

March 2, 2022

After a relatively tranquil and upwardly moving 2021 in the stock market, 2022 is off to a rocky start, further exacerbated by Russia’s historic invasion of Ukraine, which started the worst land war in Europe since World War II. Read more

Fortune Favors the Disciplined

February 8, 2022

After seeing markets close at or near an all-time high in late 2021, 2022 is off to a rough start. Interest rates are set to rise, inflation has been more persistent than initially forecast, Omicron put a damper on the holiday season, new geopolitical risks are looming, and Washington’s Covid stimulus measures appear to be drying up. Read more

Making Your Financial Life Happier In 2022

January 5, 2022

As the new year begins, now is an excellent time to step back and reflect on how you can improve your relationship with your finances, reduce financial stress, and increase your overall happiness. Read more

Finding Inflation’s Footing

November 8, 2021

It seems like people are whispering about inflation everywhere you turn, and it’s for a good reason. Rising prices have the power to eat away at your purchasing power and erode the value of your assets. Read more

Changes Are A-Comin’ for the FAFSA

September 1, 2021

Fall is in the air. The kids have headed back to school. It is an exciting and busy time of year for most of us, but it’s particularly hectic for high school seniors getting ready to apply to colleges. As we all know, the cost of higher education is an expensive endeavor. Read more