Financially Savvy Travel Tips

May 2, 2019

With summer just around the corner, many people are in the midst of booking their summer travel plans. If your plans will take you overseas this summer, consider these tips to reduce the financial cost of the trip.

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Are College Admissions Stacked Against Us?

April 2, 2019

Going to college is a rite of passage for many Americans. For many young adults, it’s the first time they live away from their families and take responsibility for their lives. Due to years of above-average price inflation, college has gotten to the point of being unaffordable for many or at least a significant financial commitment. And now we’ve learned that the admissions process at many elite universities has been gamed by wealthy families, further exacerbating the inequality involved in getting a college education. 

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Money and Mindfulness

March 14, 2019

Mindfulness is all the rage in corporate America these days. It is estimated that almost 30% of Fortune 500 companies have a mindfulness program at work. The practice of mindfulness also has implications for your financial life. 

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What Death Can Teach Us About Living

February 8, 2019

I’ve recently attended a couple of events and read Being Mortal by Atul Gawande on the topic of death and dying. Morbid, I know. Interestingly the biggest take away from these events was that death can actually teach us a fair amount about living. However, before I share what death can teach you about living, here are some of the interesting things I learned about the end-of-life phase. Read more

Tax Planning Under the New Tax Bill

October 4, 2018

One aspect of the new tax bill passed in late 2017, is a much higher standard deduction of $12,000 for singles and $24,000 for couples filing jointly. As a result of the higher standard deduction, it may no longer make sense for some people to itemize their deductions. According to the nonpartisan Tax Policy Center, it is estimated that the number of taxpayers who itemize will decline to 10% from 30% of all taxpayers. Read more

Make Sure You Are Financially Prepared for the Next Natural Disaster

September 14, 2018

The Fall is both peak fire season in the Western US and peak hurricane season in the Southeast. Furthermore, California is way overdue for a major earthquake. For all of these reasons, it seems now is a good time to make sure you are ready for a disaster. While there are many things to prepare for a potential disaster, my attention is focused on the critical financial items. Read more

Where You Go Is Not Who You’ll Be

May 5, 2018

I recently read a book, Where You Go Is Not Who You’ll Be by Frank Bruni, that shed some light on the college admissions hysteria many families find themselves immersed in, particularly those who live in affluent communities. Over the past decade, college admissions rates have plummeted, with some of the elite schools now boasting rates in the 5% range, yet families have become ever more focused on obtaining admission to a small list of these elite schools.  Read more

Cyber Security in the Age of Accelerations

November 15, 2017

The data breach at Equifax, which exposed at least 143 million people’s financial data, is a symptom of the Age of Accelerations. Accelerations in globalization and technology are enabling thieves to be ever more sophisticated in their crimes. If even a company where data security should be paramount can be compromised, how are far less sophisticated consumers to protect themselves? Until the system changes, it is on us to protect ourselves. Read more

Recovering from the North Bay Fires

October 30, 2017

With over 100,000 people displaced by the North Bay fires, chances are even if you weren’t directly impacted by them, you may know someone who was. Recovering from a catastrophic loss of this nature is complicated by the emotional challenges of grieving from the loss. We’ve included some tips below to help begin the long road to recovery, gathered from survivors of previous fires and insurance experts. Read more